John Kraft | VP, IR and Strategic Analysis |
Philip Heasley | President and CEO |
Scott Behrens | Senior EVP and CFO |
Pete Heckmann | D.A. Davidson |
George Sutton | Craig-Hallum Capital |
Ladies and gentlemen, thank you for standing by and welcome to today's ACI Worldwide Reports Third Quarter Earnings Conference Call. All lines are currently muted to prevent any background noise and we will have a question-and-answer session after the speakers' remarks. Thank you. It is now my pleasure to turn today's program over to Mr. John Kraft.