John Kraft | VP, IR and Strategic Analysis |
Philip Heasley | President and CEO |
Scott Behrens | Senior EVP and CFO |
David Eller | Wells Fargo |
Brian Riley | Mercator Advisory |
Brett Huff | Stephens |
George Sutton | Craig Hallum |
Good morning. My name is Tiffany and I will be your conference operator today. At this time, I would like to welcome everyone to the ACI Worldwide Reports Q4 Earnings and Acquisition of Speedpay Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.