Nat Otis | Director, IR |
Matt Morris | CEO |
David Hisey | CFO |
Bose George | KBW |
Mackenzie Aron | Zelman & Associates |
John Campbell | Stephens Inc. |
Geoffrey Dunn | Dowling & Partners |
Good day, and welcome to the Stewart Information Services Fourth Quarter and Full-Year 2017 Earnings Conference Call and Webcast. Today's call is being recorded. At this time, all participants have been placed in a listen-only mode and the floor will be open for your questions following the presentation. [Operator Instructions] I'd like now to turn the call over to Nat Otis, Director of Investor Relations. Please go ahead, sir.