Oksana Lukasheva | Vice President, Investor Relations |
Jack Roche | President and Chief Executive Officer |
Jeff Farber | Chief Financial Officer |
Bryan Salvatore | President, Specialty Lines |
Dick Lavey | President and Hanover Agency Markets |
Amit Kumar | Buckingham Research |
Paul Newsome | Sandler O'Neill |
Christopher Campbell | KBW |
Larry Greenberg | Janney Montgomery Scott |
Good day, and welcome to The Hanover Insurance Group's Second Quarter Earnings Conference Call. My name is Anita, and I'll be your operator for today's call. At this time all participants are in a listen-only mode. [Operator Instructions] After today’s presentation there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.