Oksana Lukasheva | Investor Relations |
John Roche | President & Chief Executive Officer |
Jeff Farber | Chief Financial Officer |
Dick Lavey | President, Agency Markets |
Matt Carletti | JMP Securities |
Paul Newsome | Piper Sandler |
Sean Reitenbach | KBW |
Mike Zaremski | Credit Suisse |
Good day, and welcome to The Hanover Insurance Group's Second Quarter Earnings Conference Call. My name is Jason, and I'll be your operator for today's call. At this time, all participants are in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.