Oksana Lukasheva | Vice President, Investor Relations |
Jack Roche | President and Chief Executive Officer |
Jeff Farber | Executive Vice President and Chief Financial Officer |
Dick Lavey | Executive Vice President and President, Hanover Agency Markets |
Bryan Salvatore | Executive Vice President and President, Specialty |
Mike Zaremski | Credit Suisse |
Matt Carletti | JMP |
Paul Newsome | Piper Sandler |
Meyer Shields | KBW |
Good day and welcome to The Hanover Insurance Group's Third Quarter Earnings Conference Call. My name is Nick and I'll be your operator for today's call. [Operator Instructions]. Please note that this event is being recorded.
Now I'd like to turn the conference over to Oksana Lukasheva.