Dennis Shaffer | President and Chief Executive Officer |
Rich Dutton | Senior Vice President and Chief Operating Officer |
Chuck Parcher | Senior Vice President and Chief Lending Officer |
Terry McEvoy | Stephens |
Nick Cucharale | Piper Sandler |
Michael Perito | KBW |
Russell Gunther | D.A. Davidson |
00:07 Good day, and welcome to Civista Bancshares Third Quarter twenty twenty one earnings call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. Please note that this event is being recorded. 00:27 I'd like to turn the call over to Mr.