Tera Murphy | Vice President |
Don Hileman | Chief Executive Officer |
Paul Nungester | Chief Financial Officer |
Matt Garrity | Chief Lending Officer |
Gary Small | President |
Scott Siefers | Piper Sandler |
Michael Perito | KBW |
Good day and welcome to the Premier Financial Corporation Fourth Quarter and Year-end 2020 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Tera Murphy. Please go ahead.