Mark Grescovich | President and Chief Executive Officer |
Albert Marshall | Secretary of the Corporation |
Rick Barton | Chief Credit Officer |
Peter Conner | Chief Financial Officer |
Tyler Stafford | Stephens |
Jeff Rulis | D.A. Davidson |
Jackie Bohlen | KBW |
Tim O'Brien | Sandler O'Neill |
Good morning and welcome to the Banner Corporation Fourth Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Mark Grescovich, President and CEO.