Mark Grescovich | President and CEO |
Rich Arnold | Head, IR |
Jill Rice | Chief Credit Officer |
Peter Conner | CFO |
Jeff Rulis | D.A. Davidson |
David Feaster | Raymond James |
Andrew Liesch | Piper Sandler |
Jackie Bohlen | KBW |
Tim Coffey | Janney |
Good day and welcome to the Banner Corporation's 4Q 2020 Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] I would now like to turn the conference over to Mark Grescovich, President and Chief Executive Officer of Banner Corporation. Please go ahead.