Marc Grandisson | President, CEO & Director |
François Morin | EVP, CFO & Treasurer |
Michael Zaremski | Crédit Suisse |
Elyse Greenspan | Wells Fargo Securities |
Joshua Shanker | Deutsche Bank |
Geoffrey Dunn | Dowling & Partners Securities |
Yaron Kinar | Goldman Sachs Group |
Brian Meredith | UBS Investment Bank |
Meyer Shields | KBE |
Ronald Bobman | Capital Returns Management |
Crystal Lu | Autonomous Research |
Good day, ladies and gentlemen, and welcome to the Q3 2019 Arch Capital Group Conference Call. [Operator Instructions].
As a reminder, this conference call is being recorded.
Before the company gets starts with its update, management wants to first remind everyone that certain statements in today's press release and discussed on this call may constitute forward-looking statements under the federal securities laws. These statements are based upon management's current assessments and assumptions and are subject to a number of risks and uncertainties.