Marc Grandisson | President, CEO & Director |
François Morin | EVP, CFO & Treasurer |
Yaron Kinar | Goldman Sachs |
Jimmy Bhullar | JP Morgan |
Elyse Greenspan | Wells Fargo |
Mike Zaremski | Credit Suisse |
Brian Meredith | UBS |
Meyer Shields | KBW |
Ryan Tunis | Autonomous Research |
Good day, ladies and gentlemen, and welcome to the Q4 2019 Arch Capital Group Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded.
Before the Company gets starts with its update, management wants to first remind everyone that certain statements in today's press release and discussed on this call may constitute forward-looking statements under the federal securities laws.