Marc Grandisson | President and Chief Executive Officer |
François Morin | Chief Financial Officer |
Elyse Greenspan | Wells Fargo |
Mike Zaremski | Credit Suisse |
Yaron Kinar | Goldman Sachs |
Jammi Bhullar | JPMorgan |
Geoff Dunn | Dowling & Partners |
Philip Stefano | Deutsche Bank |
Meyer Shields | KBW |
Brian Meredith | UBS |
Good day, ladies and gentlemen, and welcome to the Fourth Quarter 2020 Arch Capital Group Earnings Call. [Operator Instructions] As a reminder, this conference call is being recorded.
Before the company gets started with its update, management wants to first remind everyone that certain statements in today's press release and discussed on this call may constitute forward-looking statements under the federal securities laws. These statements are based upon management's current assessments and assumptions and are subject to a number of risks and uncertainties. Consequently, actual results may differ materially from those expressed or implied.