Philip Smith | SVP, IR |
Brian Porter | President and CEO |
Raj Viswanathan | CFO |
Daniel Moore | Chief Risk Officer |
Dan Rees | Group Head, Canadian Banking |
Nacho Deschamps | Group Head, International Banking and Digital Transformation |
Glen Gowland | EVP, Global Wealth Management |
Steve Theriault | Eight Capital |
Robert Sedran | CIBC Capital Markets |
Meny Grauman | Cormark Securities |
Doug Young | Desjardins Capital Markets |
Gabriel Dechaine | National Bank Financial |
Scott Chan | Canaccord Genuity |
Sohrab Movahedi | BMO Capital Markets |
Mario Mendonca | TD Securities |
Good morning, and welcome to Scotiabank’s 2019 Third Quarter Results Presentation. My name is Philip Smith, Senior Vice President of Investor Relations. Presenting to you this morning are Brian Porter, Scotiabank’s President and Chief Executive Officer; Raj Viswanathan, our Chief Financial Officer; and Daniel Moore, our Chief Risk Officer.
Also present to take your questions are the following Scotiabank executives: Dan Rees from Canadian Banking; Nacho Deschamps from International Banking; Jake Lawrence and James Neate from Global Banking and Markets and Glen Gowland from Global Wealth Management.
Following our comments, we’ll be glad to take your questions.