|Aaron Diefenthaler||VP, CIO & Treasurer|
|Todd Bryant||VP & CFO|
|Craig Kliethermes||President & COO|
|Jonathan Michael||President, CEO & Chairman|
|Randolph Binner||B. Riley Securities, Inc.|
|Jeffrey Schmitt||William Blair & Company|
|Scott Heleniak||RBC Capital Markets|
Good morning, and welcome, ladies and gentlemen, to the RLI Corp.
Third Quarter Earnings Teleconference. [Operator Instructions].
Before we get started, let me remind everyone that through the course of the teleconference, RLI management may make comments that reflect their intentions, beliefs and expectations for the future.
As always, these forward-looking statements are subject to certain factors and uncertainties, which may cause actual results to differ materially.