Randy Newman | Chairman, President & CEO |
Katie Lorenson | EVP & CFO |
Karin Taylor | EVP & Chief Risk Officer |
Jeffrey Rulis | D.A. Davidson & Co. |
Daniel Cardenas | Raymond James & Associates, Inc. |
Nathan Race | Piper Sandler & Co. |
Good day, and welcome to the Alerus Financial Corporation's earnings conference call. [Operator Instructions]. Please note that this event is being recorded.
This call may include forward-looking statements and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings.