|Jeff Pyatt||Chief Executive Officer|
|Nevin Boparai||Chief Legal Officer|
|David Schneider||Chief Financial Officer|
|Steve Delaney||JMP Securities|
|Stephen Laws||Raymond James|
|Matthew Howlett||B. Riley|
Greetings, ladies and gentlemen, and welcome to Broadmark Realty Capital Third Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]. It is now my pleasure to introduce your host, Mr.