Keith McCue | Senior Vice President, Finance & Investor Relations |
Kevin O'Donnell | President and Chief Executive Officer |
Bob Qutub | Executive Vice President and Chief Financial Officer |
Elyse Greenspan | Wells Fargo |
Josh Shanker | Bank of America |
Ryan Tunis | Autonomous |
Meyer Shields | KBW |
Yaron Kinar | Jefferies |
Brian Meredith | UBS |
Mike Zaremski | BMO |
Good morning, and welcome to RenaissanceRe's Fourth Quarter and Year-End Conference Call.
Joining me today to discuss our results are Kevin O'Donnell, President and Chief Executive Officer; and Bob Qutub, Executive Vice President and Chief Financial Officer.
First, some housekeeping matters.
Our discussion today will include forward-looking statements. It's important to note that actual results may differ materially from the expectations shared today.