59 patents
Utility
Enabling access to data
9 Jan 24
Systems, methods and apparatus for enabling access to secure data.
Boris Taratine
Filed: 3 Feb 22
Utility
Payment system for authorizing a transaction between a user device and a terminal
19 Dec 23
Methods, apparatus and computer software are provided for authorizing an EMV transaction between a user device and a point of sale terminal, particularly, but not exclusively, in situations where a secure element is not made available for the deployment of a payment application on the user device.
Stuart Fiske
Filed: 6 Jul 22
Utility
Payment device
7 Nov 23
A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device.
Omar Rifaat, David Wilson
Filed: 15 Sep 21
Utility
Transaction authentication using network
10 Oct 23
Systems and method for improved consumer and portable consumer device authentication are disclosed.
Ayman Hammad, Patrick Faith, Mark Carlson
Filed: 28 Jul 21
Utility
Transaction authorization
3 Oct 23
Methods, apparatus and computer programs for authorizing transactions are described.
Nicolas David Mackie
Filed: 13 Jun 17
Utility
Electronic transaction system
19 Sep 23
There is disclosed a method of authorising an electronic transaction, the method involving a server receiving transaction details for the electronic transaction and an identifier for a participant in the electronic transaction.
Onkar S. Bahia, Jacques Antoine-Godet, Edward Cummins, Klaus Kroger
Filed: 5 Apr 19
Utility
Processing electronic tokens
15 Aug 23
Measures, including methods, apparatus and computer software are provided for processing electronic tokens.
Boris Taratine, Malcolm Lewis
Filed: 2 Jul 20
Utility
System for performing a validity check of a user device
8 Aug 23
There is disclosed a system for performing a validity check of a user device having an application stored thereon.
Nicolas David Mackie
Filed: 24 Jun 21
Utility
Payment system
4 Jul 23
Methods, apparatus and computer software are provided for authorizing an EMV transaction between a user device and a point of sale terminal, particularly, but not exclusively, in situations where a secure element is not made available for the deployment of a payment application on the user device.
Stuart Fiske
Filed: 25 Jun 21
Utility
Transaction authorization
9 May 23
There is discussed a method of authorising an electronic transaction in which a user device receives a shared secret and a shared secret identifier.
Graham Lewis
Filed: 7 Nov 16
Utility
System and method for secured account numbers in proximily devices
14 Mar 23
A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device.
Patrick Gauthier, Brian Maw, Patrick Faith, Barbara Patterson
Filed: 11 Jan 21
Utility
On-line authorization in access environment
15 Nov 22
A method is disclosed.
Ayman Hammad, Philip Dixon, Khalid El-Awady, Patrick Faith, Mark Carlson
Filed: 13 Jul 21
Utility
Consumer authentication system and method
1 Nov 22
A method for authenticating a consumer.
Ayman Hammad, Patrick Faith, Mark Carlson
Filed: 30 Aug 18
Utility
Cardless challenge systems and methods
25 Oct 22
Systems, methods, and apparatus for handling and/or authorizing payment requests by a consumer for a transaction are provided.
Mark Carlson, Surendra Keshan, Patrick Faith
Filed: 25 Feb 19
Utility
Payment system for authorizing a transaction between a user device and a terminal
16 Aug 22
Methods, apparatus and computer software are provided for authorizing an EMV transaction between a user device and a point of sale terminal, particularly, but not exclusively, in situations where a secure element is not made available for the deployment of a payment application on the user device.
Stuart Fiske
Filed: 4 Oct 13
Utility
Method and system for transferring data
5 Jul 22
Systems, methods and computer programs for transferring data in a communication system are described.
Boris Taratine
Filed: 21 May 19
Utility
Transaction evaluation for providing rewards
15 Mar 22
Loyalty program points are pre-selected by a consumer and exchanged for a corresponding value-added reward also pre-selected by the consumer.
Edward W. Fordyce, III
Filed: 27 Sep 18
Utility
Enabling access to data
15 Mar 22
Systems, methods and apparatus for enabling access to secure data.
Boris Taratine
Filed: 19 Sep 19
Utility
Mobile payment management
7 Dec 21
A method for managing mobile payments in a mobile phone.
David Wentker, Erick Wong, Doug Deibert, Gavin Shenker
Filed: 30 Jul 19
Utility
Payment device
19 Oct 21
A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device.
Omar Rifaat, Dave Wilson
Filed: 6 Dec 19