V Visa

Visa Inc.
Company
Patents are sorted by USPTO publication date, most recent first
GRANT
Utility
Transaction messaging
8 Sep 20
There is described a method for transmitting a transaction message from a transaction device having a transaction device identifier.
Brian Sullivan
Filed: 24 Apr 17
GRANT
Utility
Processing electronic tokens
1 Sep 20
Measures, including methods, apparatus and computer software are provided for processing electronic tokens.
Boris Taratine, Malcolm Lewis
Filed: 22 Jan 16
GRANT
Utility
Method and system for creating a unique identifier
1 Sep 20
Method and apparatus for creating a second unique identifier for a user in a second system based on a first unique identifier for a user in a first system.
Paul Michael Carpenter, Jonathan Paul Sumpster, Andrew Paul Thompson, Christopher Ian Abrathat, Jonathan Rusca, Jean-Christophe Gilbert Lacour, Michael Ronald Philpotts
Filed: 22 Feb 19
APP
Utility
Extended Data Storage
27 Aug 20
Methods and apparatuses are provided for configuring and using a contactless application on a chip within a portable device comprising input/output connections arranged to communicate with other devices via a contact connection and via a contactless connection.
Nicolas David Mackie, Stuart Fiske
Filed: 11 May 20
GRANT
Utility
Location based authentication
25 Aug 20
A portable consumer device that is used to conduct a transaction at a merchant is authenticated.
Ayman Hammad, Patrick Faith
Filed: 13 Nov 18
GRANT
Utility
Adaptive authentication options
18 Aug 20
A method for authenticating a consumer for a portable consumer device is disclosed.
Kim Steele, Mike Yakel, Kevin Weller, Patrick Faith, Lori D. Van deloo
Filed: 3 Jun 19
GRANT
Utility
Account permanence
4 Aug 20
A system and method for using derived account identifiers.
Barbara Patterson
Filed: 2 Aug 18
APP
Utility
Payment System
16 Jul 20
Embodiments of the invention provide a method of processing payment authorization requests for payment transactions to be conducted via a data communications network; the payment authorization requests are conducted as a result of orders by financial account holders via a plurality of different online merchant systems, and the financial account holders hold accounts with a plurality of different issuing banks.
Peter Winfield-Chislett, Westley Stringfellow, Itamar Lesuisse, Veronica Casabonne, Raymond Tamblyn
Filed: 18 Nov 19
APP
Utility
Payment Device
16 Jul 20
A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device.
Omar Rifaat, Dave Wilson
Filed: 6 Dec 19
GRANT
Utility
Device including image including multiple layers
7 Jul 20
A server computer and a mobile device, as well as a method, are disclosed.
Timothy Markison
Filed: 19 Apr 19
GRANT
Utility
Extended data storage
23 Jun 20
Methods and apparatus are provided for configuring a contactless application on a chip within a portable device comprising input/output means arranged to communicate with other devices via a contact connection and via a contactless connection.
Nicolas David Mackie, Stuart Fiske
Filed: 11 May 17
GRANT
Utility
Mobile device containing contactless payment device
23 Jun 20
An apparatus such as a mobile phone includes a contactless smart card or payment device, where the smart card is intended for use in both commerce transaction payment and transit fare payment (or other venue access) environments.
Ayman Hammad, Brian Triplett, Philip Dixon
Filed: 2 Jan 19
GRANT
Utility
System and method for enabling a mobile communication device to operate as a financial presentation device
12 May 20
A provisioning system for enabling a mobile communication device to operate as a financial presentation device (FPD) presentable to providers of goods or service is provided.
Ayman Hammad
Filed: 24 Jul 19
GRANT
Utility
Account association systems and methods
14 Apr 20
Embodiments of the present disclosure comprise methods, apparatus and computer readable instructions for establishing a relationship between user accounts.
Boris Taratine, Malcolm Lewis
Filed: 17 Mar 16
GRANT
Utility
Influenza vaccine administration payment device processing
7 Apr 20
A payment device has identifiers, read in a magnetic strip or visual indicia by a healthcare provider, for an influenza vaccine and an account issued by an issuer to a party (e.g.; a governmental entity) upon which a transaction can be conducted that is limited to administering the influenza vaccine.
Karen L. Cervenka, Stacy Pourfallah, Mary Theresa Taylor, Andrew Radlow
Filed: 12 Aug 10
GRANT
Utility
Systems and methods to provide intelligent analytics to cardholders and merchants
31 Mar 20
In one aspect, a computing apparatus includes: a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed by the transaction handler, a portal coupled with the data warehouse to receive one or more parameters as an input and to provide spending activity information for presentation as a response to the input, and an analytics engine coupled with the portal and the data warehouse to analyze spending activities of a user based on the transaction data and the one or more parameters to generate the spending activity information regarding transactions in a plurality of accounts of the user.
Edward W. Fordyce, Michelle Eng Winters, Leigh Amaro
Filed: 26 Feb 18
GRANT
Utility
Mobile device with disabling feature
24 Mar 20
A mobile device with a disabling feature is disclosed.
Gavin Shenker, David Wentker, Douglas Deibert, Erick Wong
Filed: 22 Jun 18
GRANT
Utility
Method and system for providing risk information in connection with transaction processing
3 Mar 20
A system for providing real-time risk mitigation for an authorization system.
Belva J. Bruesewitz, Nancy Hilgers, Patrick L. Faith, Kevin Paul Siegel, Xiaoli Li, Krishna Prasad Koganti, Craig O'Connell
Filed: 21 Apr 15
GRANT
Utility
System for personal authorization control for card transactions
21 Jan 20
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem.
Lynn Kemper, Akshey Shawn Vij, Robin O'Connell
Filed: 11 Jan 19
APP
Utility
Enabling Access to Data
9 Jan 20
Systems, methods and apparatus for enabling access to secure data.
Boris Taratine
Filed: 19 Sep 19