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PMTS CPI Card

CPI Card Group, Inc. engages in the provision of financial payment card solutions. It operates through through the following segments U.S. Debit and Credit, U.S. Prepaid Debit, and Other. The U.S. Debit and Credit segment produces Financial Payment Cards and provides integrated card services to card-issuing banks in the U.S. The U.S. Prepaid Debit segment provides integrated card services to Prepaid Debit Card program managers in the U.S. The Other segment comprises of corporate expenses and less significant operation that generated sales from the production of Financial Payment Cards and retail gift cards, and card personalization and fulfillment services in Canada. The company was founded in 1982 and is headquartered in Littleton, CO.

Company profile

Ticker
PMTS
Exchange
CEO
Steve Montross
Employees
Incorporated
Location
Fiscal year end
Former names
CPI Holdings I, Inc.
SEC CIK
Subsidiaries
CPI CG Inc. • CPI Holding Co. • CPI Card Group ...

PMTS stock data

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Calendar

12 Aug 21
21 Oct 21
31 Dec 21
Quarter (USD)
Jun 21 Mar 21 Dec 20 Sep 20
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS
Annual (USD)
Dec 20 Dec 19 Dec 18 Dec 17
Revenue
Cost of revenue
Operating income
Operating margin
Net income
Net profit margin
Cash on hand
Change in cash
Diluted EPS

Financial data from CPI Card earnings reports.

Cash burn rate (estimated) Burn method: Change in cash Burn method: Operating income/loss Burn method: FCF (opex + capex)
Last Q Avg 4Q Last Q Avg 4Q Last Q Avg 4Q
Cash on hand (at last report) 30.67M 30.67M 30.67M 30.67M 30.67M 30.67M
Cash burn (monthly) (positive/no burn) 1.98M (positive/no burn) (positive/no burn) (positive/no burn) (positive/no burn)
Cash used (since last report) n/a 7.39M n/a n/a n/a n/a
Cash remaining n/a 23.27M n/a n/a n/a n/a
Runway (months of cash) n/a 11.7 n/a n/a n/a n/a

Beta Read what these cash burn values mean

Date Owner Security Transaction Code Indirect 10b5-1 $Price #Shares $Value #Remaining
5 Oct 21 Amintore Schenkel Stock Option Common Stock Grant Acquire A No No 30.53 8,952 273.3K 8,952
5 Oct 21 Amintore Schenkel RSU Common Stock Grant Acquire A No No 0 5,282 0 5,282
5 Oct 21 John Daniel Lowe Stock Option Common Stock Grant Acquire A No No 30.53 253 7.72K 253
5 Oct 21 John Daniel Lowe RSU Common Stock Grant Acquire A No No 0 149 0 149
21 Sep 21 Keating Valerie Soranno RSU Common Stock Grant Acquire A No No 0 5,064 0 5,064

Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.

0.0% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 1 2 -50.0%
Opened positions 0 1 EXIT
Closed positions 1 0 NEW
Increased positions 1 0 NEW
Reduced positions 0 1 EXIT
13F shares
Current Prev Q Change
Total value 10K 732K -98.6%
Total shares 500 52.36K -99.0%
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
Captrust Financial Advisors 500 $10K +66.7%
Largest transactions
Shares Bought/sold Change
Thompson Investment Management 0 -52.06K EXIT
Captrust Financial Advisors 500 +200 +66.7%

Financial report summary

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Competition
FiservWestRock
Risks
  • The covenants and restrictions contained in agreements governing our indebtedness may adversely affect our business and results of operations, may restrict our ability to grow and could make it difficult or impossible to timely make our debt service payments or refinance our debt when it comes due.
  • Our ability to raise capital in the future may be limited, which could lead to delays in innovation and abandonment of our strategic initiatives.
  • A disruption or other failure in our supply chain could adversely affect our business and financial results.
  • System security risks, data protection breaches, and cyber-attacks could compromise our proprietary information, impair customer and vendor relationships, disrupt our internal operations, harm perception of our products, and expose us to litigation and/or regulatory penalties, which could have a material adverse effect on our business and our reputation.
  • Interruptions in our operations, particularly in our IT systems, could have a material adverse effect on our business and reputation.
  • Disruptions in production at one or more of our facilities may have a material adverse impact on our business, results of operations and/or financial condition.
  • The failure to effectively recruit, retain and develop qualified personnel and implement effective succession processes could adversely affect our success and ability to grow and could have a material adverse effect on our profitability.
  • We may be unable to adequately protect our trade secrets and intellectual property rights against misappropriation or infringement, which may have a material adverse effect on our business.
  • We may experience software defects, which could harm our business and reputation and expose us to potential liability.
  • Our business could suffer from problems in production quality, materials and process, which could reduce, delay or interrupt production of our products, resulting in adverse impacts to our business and financial results.
  • Our future success depends upon our ability to develop, introduce and commercialize new products, which can be a lengthy and complex process. We may be unable to commercialize new or improved products we may develop on a timely basis, or at all.
  • We may become subject to additional sales tax collection obligations and claims for uncollected amounts, new U.S. tax legislation could expose us to additional tax liabilities and our income tax positions may be challenged by relevant tax authorities, all of which could adversely affect our cash flows and financial results.
  • We may not be able to sell, exit or reconfigure businesses or facilities that we determine no longer meet with our strategy or that should be consolidated.
  • Our long-lived assets represent a significant portion of our total assets, and we may never realize their full value.
  • Costs relating to product defects, and any related product liability and warranty claims may materially adversely affect our business.
  • We rely on licensing arrangements in production and other fields, and actions taken by any of our licensing partners could have a material adverse effect on our business.
  • If the U.S. government puts significant tariffs or other restrictions on goods imported into the United States, our business, financial condition and results of operations may be materially harmed.
  • Current and prospective regulations, changes in our product offerings and customer contractual requirements addressing consumer privacy and data use and security could increase our costs of operations, which could adversely affect our operations, results of operations and financial condition.
  • We face competition that may result in a loss of our market share and/or a decline in our profitability.
  • New and developing technology solutions and products could make our existing technology solutions and products obsolete or irrelevant, and if we are unable to introduce new products and services in a timely manner, our business could be materially adversely affected.
  • Our operating results are unpredictable and may vary significantly from quarter to quarter and annually, and may differ significantly from our expectations.
  • Our failure to operate our business in accordance with the standards of the PCI Security Standards Council or other industry standards applicable to our customers, such as Payment Card Brand compliance standards, could have a material adverse effect on our business.
  • Risks associated with reduced levels of consumer and business spending as well as the effects of an economic downturn on retailers could adversely affect our business, financial condition and results of operations.
  • Environmental, health and safety laws and regulations expose us to liability and any such liability may have a material adverse effect on our business.
  • If we fail to meet the continued listing standards of the Toronto Stock Exchange or the rules of the OTCQX® Best Market, our common stock may no longer be permitted to trade on these platforms, which may adversely affect the market price and liquidity of our common stock.
  • Our common stock is not currently traded on a United States national securities exchange, which may continue to decrease the value of our common stock and prevent investors from investing or achieving a meaningful degree of liquidity.
  • Our majority stockholders have the ability to control significant corporate activities, which may result in the Company taking actions that other stockholders did not approve, and their ownership of a significant percentage of our outstanding common stock may impact your liquidity, reduce the trading price of our stock or trigger a change in control under our Senior Credit Facility.
  • Securities analysts may not publish favorable research or reports about our business or may publish no information at all, which could cause our stock price or trading volume to decline.
  • Conflicts of interest may arise because directors who are principals of our largest stockholder constitute a substantial portion of our board of directors.
  • Certain provisions of our organizational documents and other contractual provisions may make it difficult for stockholders to change the composition of our board of directors and may discourage hostile takeover attempts that some of our stockholders may consider to be beneficial.
  • We are required to comply with complex laws and regulations in the United States and other countries and are exposed to business risks associated with our international business.
  • Our business and financial results may be materially adversely affected by various legal and regulatory proceedings.
  • Year Ended December 31, 2020 Compared With Year Ended December 31, 2019
Content analysis
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Positive
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H.S. sophomore Avg
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Removed: close, collecting, disbursement, leased, office, offsetting, OTCQX, pricing, refund