Company profile

Kevin P. Stevenson
Incorporated in
Fiscal year end
Former names
Portfolio Recovery Associates Inc
IRS number

PRAA stock data



8 May 20
9 Jul 20
31 Dec 20


Company financial data Financial data

Quarter (USD) Mar 20 Dec 19 Sep 19 Jun 19
Revenue 251.78M 269.13M 250.01M 252.06M
Net income 22.44M 31.02M 27.55M 22.2M
Diluted EPS 0.42 0.6 0.55 0.41
Net profit margin 8.91% 11.53% 11.02% 8.81%
Operating income 60.54M 70.78M 64.69M 63.37M
Net change in cash 60.22M 29.77M -15.5M 3.39M
Cash on hand 180M 119.77M 90M 105.5M
Annual (USD) Dec 19 Dec 18 Dec 17 Dec 16
Revenue 1.02B 908.26M 828.21M 930.6M
Net income 97.68M 75.73M 171.13M 92.05M
Diluted EPS 1.89 1.44 3.59 1.86
Net profit margin 9.60% 8.34% 20.66% 9.89%
Operating income 247.69M 185.26M 213.73M 219.75M
Net change in cash 21.08M -21.82M 26.23M 22.92M
Cash on hand 119.77M 98.7M 120.52M 94.29M

Financial data from PRA earnings reports

Date Owner Security Transaction Code 10b5-1 $Price #Shares $Value #Remaining
22 Jun 20 Christopher D. Lagow Common Stock Sell Dispose S Yes 38 2,688 102.14K 24,205
16 Jun 20 Steven D Fredrickson Common Stock Sell Dispose S Yes 39.05 632 24.68K 291,195
15 Jun 20 Steven C Roberts Common Stock Payment of exercise Dispose F No 36.57 182 6.66K 54,079
15 Jun 20 Martin Sjolund Common Stock Payment of exercise Dispose F No 36.57 95 3.47K 41,985
0.0% owned by funds/institutions
13F holders
Current Prev Q Change
Total holders 2 2
Opened positions 0 2 EXIT
Closed positions 0 2 EXIT
Increased positions 0 0
Reduced positions 0 0
13F shares
Current Prev Q Change
Total value 15K 15K
Total shares 15K 15K
Total puts 0 0
Total calls 0 0
Total put/call ratio
Largest owners
Shares Value Change
Cowen Prime Services 10K $10K 0.0%
Wealthcare Advisory Partners 5K $5K 0.0%
Largest transactions
Shares Bought/sold Change
Cowen Prime Services 10K 0 0.0%
Wealthcare Advisory Partners 5K 0 0.0%

Financial report summary

Management Discussion
  • (1) Cash collections adjusted refers to 2019 cash collections remeasured using 2020 exchange rates.
  • Cash collections were $494.6 million for the three months ended March 31, 2020, an increase of $33.4 million, or 7.2%, compared to $461.2 million for the three months ended March 31, 2019. The increase was largely due to increases in Americas Core and Europe Core cash collections, partially offset by the overall economic disruption in the last two weeks of the quarter. Americas Core cash collections increased $15.1 million, or 5.2%, mainly driven by higher U.S. legal collections and an increase in Other Americas, slightly offset by lower U.S. call center and other collections. The U.S. legal collections increase of $9.9 million, or 10.4% was due primarily to a higher number of accounts placed in the legal channel. Other Americas increased $6.8 million, or 25.6%, primarily as a result of increased portfolio purchasing in South America. Furthermore, the increase of $14.5 million, or 12.4% in Europe Core cash collections reflects higher 2019 purchases.
  • Total revenues were $251.8 million for the three months ended March 31, 2020, an increase of $5.9 million, or 2.4%, compared to $245.9 million for the three months ended March 31, 2019. This increase was driven by higher cash collections, somewhat offset by adjustments to our estimated remaining collections mainly to reflect the impact of COVID-19 and lower fee income reflecting settlement timing in our claims processing company, Claims Compensation Bureau.
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