PEBO Peoples Bancorp, Inc.

Peoples Bancorp, Inc. operates as a financial holding company, which engages in banking, investment, insurance, and trust solutions. It offers various demand deposit accounts, savings accounts, money market accounts and certificates of deposit; commercial, consumer, real estate mortgage loans and lines of credit; debit and automated teller machine cards; credit cards for individuals and businesses; merchant credit card transaction processing services; corporate and personal trust services; safe deposit rental facilities; money orders and cashier's checks; life, health, property and casualty insurance products; brokerage services; and custom-tailored fiduciary, employee benefit plans and asset management & administration services. The company was founded in 1980 and is headquartered in Marietta, OH.

Company profile

Ticker

PEBO

Exchange

NASDAQ

Website

www.peoplesbancorp.com

CEO

Charles W. Sulerzyski

Incorporated in

Ohio

Location

Ohio

Fiscal year end

Dec 31

Sector

Finance > Major Banks

Industry (SEC)

State Commercial Banks

Bank Of New York Mellon • Citizens Financial • Northern Trust • M&T Bank • State Street • Ally Financial • Popular • First Citizens BancShares • East West Bancorp • Commerce Bancshares ...

SEC CIK

0000318300

Corporate docs

Articles of Incorporation & Bylaws

IRS number

310987416

PEBO stock data

S&P 500

1M 1Y 2Y 5Y

Investment data

Data from SEC filings

Securities sold

Number of investors

Calendar

6 May 20

5 Jul 20

31 Dec 20

News

Company financial data Financial data

Chart PEBO financial data

Quarter (USD)	Mar 20	Dec 19	Sep 19	Jun 19
Revenue	175K	14.66M	14.35M	13.9M
Net income	-765K	14.86M	14.87M	9.6M
Diluted EPS	-0.04	0.72	0.72	0.46
Net profit margin	-437%	101%	104%	69.05%
Operating income	-921K	17.63M	18.15M	11.84M
Net change in cash	48.46M	-6.26M	28.03M	11.35M
Cash on hand	163.65M	115.19M	121.45M	93.42M

Annual (USD)	Dec 19	Dec 18	Dec 17	Dec 16
Revenue	404K	207K	126.53M	115.44M
Net income	53.7M	46.26M	38.47M	31.16M
Diluted EPS	2.63	2.41	2.1	1.71
Net profit margin	13291%	22345%	30.41%	26.99%
Operating income	65.36M	54.94M	57.2M	45.28M
Net change in cash	37.58M	5.42M	6.05M	-4.97M
Cash on hand	115.19M	77.61M	72.19M	66.15M

Financial data from company earnings reports

Recent insider trades

PEBO insider ownership history Insider history

Date	Owner	Security	Transaction	Code	10b5-1	$Price	#Shares	$Value	#Remaining
30 Jun 20	Kirkham Michael Ryan	Common Stock	Other	Aquire J	No	18.09	16.6	300.29	5,235.165
30 Jun 20	Charles W Sulerzyski	Common Stock	Other	Aquire J	No	18.09	293.7	5.31K	55,961.627
30 Jun 20	John C. Rogers	Common Stock	Other	Aquire J	No	18.09	82.9	1.5K	17,620.9
30 Jun 20	Susan D. Rector	Deferred Compensation Common Stock	Grant	Aquire A	No	21.28	333	7.09K	2,664
30 Jun 20	S Craig Beam	Common Stock	Grant	Aquire A	No	21.28	279	5.94K	21,398

Data from 3, 4 and 5 filings. Stock values as filed, not updated for current price.

Institutional ownership Q1 2020

PEBO institutional ownership history Ownership history

13F holders	Current	Prev Q	Change
Total holders	117	123	-4.9%
Opened positions	8	13	-38.5%
Closed positions	14	11	+27.3%
Increased positions	46	50	-8.0%
Reduced positions	40	36	+11.1%

13F shares	Current	Prev Q	Change
Total value	389.35M	1.09B	-64.1%
Total shares	12.02M	12.32M	-2.5%
Total puts	7.4K	0	NEW
Total calls	10.8K	0	NEW
Total put/call ratio	0.7	–	–

Largest owners	Shares	Value	Change
Dimensional Fund Advisors	1.69M	$37.32M	+1.8%
BLK BlackRock	1.44M	$31.98M	+1.0%
BEN Franklin Resources	975.66K	$21.61M	-0.5%
Peoples Bank	953.01K	$21.11M	-7.7%
Vanguard	933.01K	$20.67M	+4.2%
Renaissance Technologies	510.28K	$11.3M	-3.1%
STT State Street	405.29K	$8.98M	+1.4%
Manufacturers Life Insurance Company, The	372.29K	$8.25M	-0.6%
LSV Asset Management	363.56K	$8.05M	+3.4%
Private Management	314.24K	$6.96M	-0.7%

Largest transactions	Shares	Bought/sold	Change
Peoples Bank	953.01K	-79.97K	-7.7%
Nuveen Asset Management	125.54K	-77.93K	-38.3%
Acadian Asset Management	110.01K	+56.53K	+105.7%
Elizabeth Park Capital Advisors	158.86K	-54.41K	-25.5%
Millennium Management	0	-53.08K	EXIT
Los Angeles Capital Management & Equity Research	51.56K	+51.56K	NEW
Vanguard	933.01K	+37.81K	+4.2%
Grantham, Mayo, Van Otterloo & Co.	0	-32.8K	EXIT
Cornercap Investment Counsel	0	-31.49K	EXIT
Oxford Asset Management	0	-30.79K	EXIT

Data from 13F filings. Stock values as filed, not updated for current price. Long positions only.

Financial report summary

Risks

Management Discussion

Management’s Discussion and Analysis (“MD&A”) represents an overview of the results of operations and financial condition of Peoples for the three months ended March 31, 2020 and March 31, 2019. This discussion and analysis should be read in conjunction with the Unaudited Consolidated Financial Statements and the Notes therein.
(a)Reflects the impact of the acquisition of First Prestonsburg Bancshares Inc. ("First Prestonsburg") beginning April 12, 2019.
(b)On January 1, 2020, Peoples adopted ASU 2016-13 and implemented the current expected credit loss ("CECL") model. Prior to the adoption of CECL, the provision for (recovery of) credit losses was the "provision for (recovery of) loan losses." The provision for credit losses includes changes related to the allowance for credit losses on loans, which includes purchased credit deteriorated loans, held-to-maturity investment securities, and the unfunded commitment liability in 2020.

Content analysis ?

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Bad

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From filing 10-Q 2020 Q1