PEBO Peoples Bancorp, Inc.

Peoples Bancorp, Inc. operates as a financial holding company, which engages in banking, investment, insurance, and trust solutions. It offers various demand deposit accounts, savings accounts, money market accounts and certificates of deposit; commercial, consumer, real estate mortgage loans and lines of credit; debit and automated teller machine cards; credit cards for individuals and businesses; merchant credit card transaction processing services; corporate and personal trust services; safe deposit rental facilities; money orders and cashier's checks; life, health, property and casualty insurance products; brokerage services; and custom-tailored fiduciary, employee benefit plans and asset management & administration services. The company was founded in 1980 and is headquartered in Marietta, OH.
Company profile
Ticker
PEBO
Exchange
Website
CEO
Charles W. Sulerzyski
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
SEC CIK
Corporate docs
IRS number
310987416
PEBO stock data
()
News
Raymond James Maintains Outperform on Peoples Bancorp, Raises Price Target to $40
30 Mar 21
Peoples Bancorp Inc. And Premier Financial Bancorp, Inc. Announce Definitive Merger Agreement; Premier Shareholders To Receive 0.58 Shares Of Peoples Common Stock, Aggregate Deal Value ~$292.3M
29 Mar 21
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12 Mar 21
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11 Mar 21
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8 Mar 21
Press releases
INVESTIGATION ALERT: Halper Sadeh LLP Investigates DSSI, HWCC, KSU, PEBO, HGV; Shareholders are Encouraged to Contact the Firm
12 Apr 21
INVESTIGATION ALERT: Halper Sadeh LLP Investigates MLND, PEBO, DSSI, BMTC, JCS; Shareholders are Encouraged to Contact the Firm
5 Apr 21
Lifshitz Law Firm, P.C. Announces Investigation of CATM, JCS, CTB, CUB, STAY, FFG, MX, PEBO, PFBI
4 Apr 21
PREMIER FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Premier Financial Bancorp, Inc. - PFBI
1 Apr 21
SHAREHOLDER ALERT: WeissLaw LLP Investigates Premier Financial Bancorp, Inc.
30 Mar 21
Investment data
Securities sold
Number of investors
Calendar
1 Mar 21
17 Apr 21
31 Dec 21
Financial summary
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Dec 20 | Sep 20 | Jun 20 | Mar 20 | |
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Change in cash | |||||
Diluted EPS |
Annual (USD) |
Dec 20 | Dec 19 | Dec 18 | Dec 17 | |
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Cost of revenue | |||||
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Diluted EPS |
Financial data from company earnings reports.
Cash burn rate (estimated) | Burn method: Change in cash | Burn method: Operating income/loss | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
---|---|---|---|---|---|---|
Cash on hand (at last report) | 152.1M | 152.1M | 152.1M | 152.1M | 152.1M | 152.1M |
Cash burn (monthly) | 3.05M | (positive/no burn) | (positive/no burn) | (positive/no burn) | (positive/no burn) | (positive/no burn) |
Cash used (since last report) | 10.89M | n/a | n/a | n/a | n/a | n/a |
Cash remaining | 141.21M | n/a | n/a | n/a | n/a | n/a |
Runway (months of cash) | 46.3 | n/a | n/a | n/a | n/a | n/a |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
31 Mar 21 | Tyler J Wilcox | Common Stock | Other | Aquire J | No | No | 28.19 | 63.9 | 1.8K | 15,685.666 |
31 Mar 21 | James S. Huggins | Common Stock | Grant | Aquire A | No | No | 33.17 | 194 | 6.43K | 9,688.479 |
31 Mar 21 | James S. Huggins | Deferred Compensation Common Stock | Grant | Aquire A | Yes | No | 33.17 | 77 | 2.55K | 7,390 |
31 Mar 21 | George W Broughton | Common Stock | Grant | Aquire A | No | No | 33.17 | 194 | 6.43K | 130,843 |
31 Mar 21 | George W Broughton | Deferred Compensation Common Stock | Grant | Aquire A | Yes | No | 33.17 | 22 | 729.74 | 2,073 |
31 Mar 21 | Susan D. Rector | Deferred Compensation Common Stock | Grant | Aquire A | Yes | No | 33.17 | 371 | 12.31K | 4,236 |
31 Mar 21 | James Brooke Williams | Common Stock | Grant | Aquire A | No | No | 33.17 | 194 | 6.43K | 213,266.9 |
Institutional ownership Q4 2020
Data for the last complete 13F reporting period. To see the most recent changes to ownership, click the ownership history button above.
58.3% owned by funds/institutions
13F holders |
Current |
---|---|
Total holders | 106 |
Opened positions | 15 |
Closed positions | 18 |
Increased positions | 31 |
Reduced positions | 36 |
13F shares |
Current |
---|---|
Total value | 440.29M |
Total shares | 11.44M |
Total puts | 0 |
Total calls | 0 |
Total put/call ratio | – |
Largest owners |
Shares | Value |
---|---|---|
Dimensional Fund Advisors | 1.64M | $44.31M |
BLK Blackrock | 1.42M | $38.58M |
BEN Franklin Resources | 985.93K | $26.71M |
Peoples Bank | 945.58K | $25.62M |
Vanguard | 885.55K | $23.99M |
Russell Investments | 629.81K | $17.06M |
Private Management | 428.68K | $11.61M |
STT State Street | 399.67K | $10.83M |
Manufacturers Life Insurance Company, The | 362.84K | $9.83M |
LSV Asset Management | 320.46K | $8.68M |
Financial report summary
?Management Discussion
- Peoples earns interest income on loans and investments, and incurs interest expense on interest-bearing deposits and borrowed funds. Net interest income, the amount by which interest income exceeds interest expense, remains Peoples' largest source of revenue and was 69% of total revenue during 2020. The amount of net interest income earned by Peoples is affected by various factors, including changes in market interest rates due to the Federal Reserve Board's monetary policy, the level and degree of pricing competition for both loans and deposits in Peoples' markets, and the amount and composition of Peoples' earning assets and interest-bearing liabilities.
- Peoples monitors net interest income performance and manages its balance sheet composition through regular ALCO meetings. The asset-liability management process employed by the ALCO is intended to mitigate the impact of future interest rate changes on Peoples' net interest income and earnings. However, the frequency and/or magnitude of changes in market interest rates are difficult to predict, and may have a greater impact on net interest income than adjustments management is able to make.
- As part of the analysis of net interest income, management converts tax-exempt income earned on obligations of states and political subdivisions to the pre-tax equivalent of taxable income using a statutory federal corporate income tax rate of 21% for 2020, 2019 and 2018. Management believes the resulting FTE net interest income allows for a more meaningful comparison of tax-exempt income and yields to their taxable equivalents. Net interest margin, which is calculated by dividing FTE net interest income by average interest-earning assets, serves as an important measurement of the net revenue stream generated by the volume, mix and pricing of earning assets and interest-bearing liabilities.
Content analysis
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Readability |
H.S. sophomore Bad
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New words:
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Removed:
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Financial reports
10-K
2020 FY
Annual report
1 Mar 21
10-Q
2020 Q3
Quarterly report
28 Oct 20
10-Q
2020 Q2
Quarterly report
30 Jul 20
10-Q
2020 Q1
Quarterly report
6 May 20
10-K
2019 FY
Annual report
2 Mar 20
10-Q
2019 Q3
Quarterly report
30 Oct 19
10-Q
2019 Q2
Quarterly report
1 Aug 19
10-Q
2019 Q1
Quarterly report
1 May 19
10-K
2018 FY
Annual report
1 Mar 19
10-Q
2018 Q3
Quarterly report
7 Nov 18
Current reports
8-K/A
Conference Call Script
9 Apr 21
8-K
Conference Call Script
2 Apr 21
8-K
Entry into a Material Definitive Agreement
31 Mar 21
8-K
Regulation FD Disclosure
29 Mar 21
8-K
Other Events
25 Mar 21
8-K
Conference Call Script
25 Mar 21
8-K
Regulation FD Disclosure
3 Mar 21
8-K
Conference Call Script
29 Jan 21
8-K
Peoples Bancorp Inc. Elects New Director
26 Jan 21
8-K
Peoples Bancorp Inc. Announces 4TH Quarter
26 Jan 21
Registration and prospectus
S-4/A
Registration of securities issued in business combination transactions (amended)
20 Dec 18
S-4
Registration of securities issued in business combination transactions
11 Dec 18
S-3
Shelf registration
1 Aug 18
S-8
Registration of securities for employees
31 Jul 18
S-8 POS
Registration of securities for employees (post-effective amendment)
2 May 18
S-8 POS
Registration of securities for employees (post-effective amendment)
2 May 18
S-8 POS
Registration of securities for employees (post-effective amendment)
2 May 18
S-8 POS
Registration of securities for employees (post-effective amendment)
2 May 18
S-4/A
Registration of securities issued in business combination transactions (amended)
18 Jan 18
S-4
Registration of securities issued in business combination transactions
13 Dec 17
Proxies
DEFA14A
Additional proxy soliciting materials
9 Mar 21
DEF 14A
Definitive proxy
9 Mar 21
DEFA14A
Additional proxy soliciting materials
31 Mar 20
DEFA14A
Additional proxy soliciting materials
10 Mar 20
DEF 14A
Definitive proxy
10 Mar 20
DEFA14A
Additional proxy soliciting materials
8 Mar 19
DEF 14A
Definitive proxy
8 Mar 19
DEFA14A
Additional proxy soliciting materials
5 Apr 18
DEF 14A
Definitive proxy
18 Mar 18
PRE 14A
Preliminary proxy
7 Mar 18
Other
EFFECT
Notice of effectiveness
24 Dec 18
EFFECT
Notice of effectiveness
22 Aug 18
CORRESP
Correspondence with SEC
19 Aug 18
UPLOAD
Letter from SEC
7 Aug 18
EFFECT
Notice of effectiveness
22 Jan 18
CORRESP
Correspondence with SEC
21 Jan 18
EFFECT
Notice of effectiveness
2 Jun 16
CORRESP
Correspondence with SEC
31 May 16
CORRESP
Correspondence with SEC
31 May 16
CORRESP
Correspondence with SEC
31 May 16
Ownership
4
PEOPLES BANCORP / Mark Augenstein ownership change
1 Apr 21
4
PEOPLES BANCORP / DAVID L MEAD ownership change
1 Apr 21
4
PEOPLES BANCORP / MICHAEL N VITTORIO ownership change
1 Apr 21
4
PEOPLES BANCORP / Kathryn M Bailey ownership change
1 Apr 21
4
PEOPLES BANCORP / David F Dierker ownership change
1 Apr 21
4
PEOPLES BANCORP / Michael Ryan Kirkham ownership change
1 Apr 21
4
PEOPLES BANCORP / S CRAIG BEAM ownership change
1 Apr 21
4
PEOPLES BANCORP / CHARLES W SULERZYSKI ownership change
1 Apr 21
4
PEOPLES BANCORP / TARA ABRAHAM ownership change
1 Apr 21
4
PEOPLES BANCORP / BROOKE WILLIAMS JAMES ownership change
1 Apr 21
Transcripts
2020 Q4
Earnings call transcript
26 Jan 21
2020 Q3
Earnings call transcript
20 Oct 20
2020 Q3
Earnings call transcript
20 Oct 20
2020 Q2
Earnings call transcript
21 Jul 20
2020 Q1
Earnings call transcript
21 Apr 20
2019 Q4
Earnings call transcript
21 Jan 20
2019 Q3
Earnings call transcript
22 Oct 19
2019 Q2
Earnings call transcript
23 Jul 19
2019 Q1
Earnings call transcript
23 Apr 19
2018 Q4
Earnings call transcript
22 Jan 19
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