EFX Equifax, Inc.
Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, International, Workforce Solutions, and Global Consumer Solutions. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The International segment offers information, technology, and services to support debt collections and recovery management in Europe and Latin America. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The Global Consumer Solutions segment sell consumer and credit information to resellers. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.
Company profile
Ticker
EFX
Exchange
Website
CEO
Mark W. Begor
Employees
Incorporated in
Location
Fiscal year end
Industry (SEC)
SEC CIK
Corporate docs
IRS number
580401110
EFX stock data
()
Calendar
25 Oct 19
15 Dec 19
31 Dec 19
News
Company financial data Financial data
| Quarter (USD) | Sep 19 | Jun 19 | Mar 19 | Dec 18 | |
|---|---|---|---|---|---|
| Revenue | 875.7M | 880M | 846.1M | 835.3M | |
| Net income | 81.1M | 66.8M | -555.9M | 25.6M | |
| Diluted EPS | 0.66 | 0.55 | -4.57 | 0.21 | |
| Net profit margin | 9.26% | 7.59% | -65.70% | 3.06% | |
| Operating income | 121.6M | 113.8M | -617.9M | 46.1M | |
| Net change in cash | 31.7M | 2.6M | -90.4M | -29.8M | |
| Cash on hand | 167.5M | 135.8M | 133.2M | 223.6M | |
| Cost of revenue |
| Annual (USD) | Dec 18 | Dec 17 | Dec 16 | Dec 15 | |
|---|---|---|---|---|---|
| Revenue | 3.41B | 3.36B | 3.14B | 2.66B | |
| Net income | 299.8M | 587.3M | 488.8M | 429.1M | |
| Diluted EPS | 2.47 | 4.83 | 4.04 | 3.55 | |
| Net profit margin | 8.79% | 17.47% | 15.54% | 16.11% | |
| Operating income | 448M | 831.7M | 825.1M | 693.9M | |
| Net change in cash | -112.8M | 207.1M | 36M | -35M | |
| Cash on hand | 223.6M | 336.4M | 129.3M | 93.3M | |
| Cost of revenue | 1.21B | 1.11B | 887.4M |
Financial data from Equifax earnings reports
Financial report summary
?Competition
CoreLogic • Harte-Hanks • Fair Isaac • NortonLifeLock • Fidelity National Information Solutions • Digital Insight • Steel Vault • Cortera • Dun & Bradstreet • Ceridian
Content analysis
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| Legalese | ||
| Litigous | ||
| Readability |
H.S. freshman Avg
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New words:
Argentinean, argument, Brexit, compete, Consent, Division, headquartered, inquiry, larger, Lawrence, oral, outlined, Pennsylvania, political, reconsideration, standing
Removed:
appellate, Commissioner, complexity, consideration, denominated, full, introduced, lock, payroll, Privacy, quickly, remeasuring, schedule, unlock, valid
Financial reports
10-Q
2019 Q3
Quarterly report
25 Oct 19
10-Q
2019 Q2
Quarterly report
25 Jul 19
10-Q
2019 Q1
Quarterly report
10 May 19
10-K
2018 FY
Annual report
21 Feb 19
10-Q
2018 Q3
Quarterly report
25 Oct 18
10-Q
2018 Q2
Quarterly report
26 Jul 18
10-Q
2018 Q1
Quarterly report
26 Apr 18
10-K
2017 FY
Annual report
1 Mar 18
10-Q
2017 Q3
Quarterly report
9 Nov 17
10-Q
2017 Q2
Quarterly report
27 Jul 17
Current reports
8-K
Other Events
19 Nov 19
8-K
Results of Operations and Financial Condition
23 Oct 19
8-K
Results of Operations and Financial Condition
24 Jul 19
8-K
Entry into a Material Definitive Agreement
22 Jul 19
8-K
Results of Operations and Financial Condition
10 May 19
8-K
Submission of Matters to a Vote of Security Holders
7 May 19
8-K
Departure of Directors or Certain Officers
27 Feb 19
8-K
Equifax names Heather H. Wilson as new independent director
22 Feb 19
8-K
Results of Operations and Financial Condition
20 Feb 19
8-K
Equifax announces senior leadership changes
8 Feb 19
Registration and prospectus
424B2
Prospectus for primary offering
19 Nov 19
FWP
Free writing prospectus
15 Nov 19
424B2
Prospectus for primary offering
15 Nov 19
S-3ASR
Automatic shelf registration
26 Jul 19
424B2
Prospectus for primary offering
25 May 18
FWP
Free writing prospectus
23 May 18
424B2
Prospectus for primary offering
23 May 18
424B2
Prospectus for primary offering
9 May 16
424B5
Prospectus supplement for primary offering
5 May 16
FWP
Free writing prospectus
5 May 16
Proxies
DEFA14A
Additional proxy soliciting materials
22 Mar 19
DEF 14A
Definitive proxy
22 Mar 19
PX14A6G
Letter to shareholders
2 May 18
PX14A6G
Letter to shareholders
27 Apr 18
DEFA14A
Additional proxy soliciting materials
24 Apr 18
PX14A6G
Letter to shareholders
20 Apr 18
PX14A6G
Letter to shareholders
16 Apr 18
PX14A6G
Letter to shareholders
11 Apr 18
DEF 14A
Definitive proxy
2 Apr 18
DEF 14A
Definitive proxy
24 Mar 17
Other
UPLOAD
Letter from SEC
21 Aug 18
CORRESP
Correspondence with SEC
14 Aug 18
UPLOAD
Letter from SEC
31 Jul 18
UPLOAD
Letter from SEC
23 Jun 15
CORRESP
Correspondence with SEC
22 Jun 15
UPLOAD
Letter from SEC
10 Jun 15
CORRESP
Correspondence with SEC
26 Feb 14
UPLOAD
Letter from SEC
26 Feb 14
UPLOAD
Letter from SEC
25 Feb 14
CORRESP
Correspondence with SEC
20 Feb 14
Ownership
SC 13G/A
Equifax Inc
10 Jun 19
SC 13G/A
Equifax Inc
11 Mar 19
SC 13G/A
Equifax Inc
14 Feb 19
SC 13G/A
Equifax Inc
14 Feb 19
SC 13G/A
Equifax Inc
13 Feb 19
SC 13G/A
Equifax Inc
11 Feb 19
SC 13G/A
Equifax Inc
4 Feb 19
SC 13G
Equifax Inc
14 Feb 18
SC 13G/A
Equifax Inc
14 Feb 18
SC 13G/A
Equifax Inc
13 Feb 18
Patents
APP
Utility
Systems and Methods for Securing Data In Electronic Communications
12 Dec 19
Certain embodiments involve data security.
APP
Utility
Controlling Access to Secured Data Via Timed Filtering of Data
21 Nov 19
According to certain implementations, an access control system controls access to secured data that is stored on a secured source.
GRANT
Utility
Model integration tool
12 Nov 19
Certain aspects involve building and debugging models for generating source code executed on data-processing platforms.
APP
Utility
Optimizing Automated Modeling Algorithms for Risk Assessment and Generation of Explanatory Data
7 Nov 19
Certain aspects involve optimizing neural networks or other models for assessing risks and generating explanatory data regarding predictor variables used in the model.
GRANT
Utility
Systems and methods for securing data in electronic communications
1 Oct 19
Systems and methods are provided for providing data security.