Company profile

Bradley C. Hanson
Incorporated in
Fiscal year end
Former names
First Midwest Financial Inc
IRS number

CASH stock data


Investment data

Data from SEC filings
Securities sold
Number of investors


26 Nov 19
11 Dec 19
30 Sep 20


Company financial data Financial data

Quarter (USD) Sep 19 Jun 19 Mar 19 Dec 18
Revenue 101.6M 110.76M 176.38M 98.02M
Net income 20.2M 29.29M 32.12M 15.4M
Diluted EPS 0.53 0.75 0.81 0.39
Net profit margin 19.88% 26.45% 18.21% 15.71%
Net change in cash 25.81M -55.73M -7.71M 64.19M
Cash on hand 126.55M 100.73M 156.46M 164.17M
Annual (USD) Sep 19 Sep 18 Sep 17 Sep 16
Revenue 486.75M
Net income 97M 51.62M 44.92M 33.22M
Diluted EPS 2.49 1.67 1.61 1.3
Net profit margin 19.93%
Net change in cash 26.57M -1.17B 493.76M 746.17M
Cash on hand 126.55M 99.98M 1.27B 773.83M

Financial data from company earnings reports

Financial report summary

The Bancorp, Inc.
Management Discussion
  • The Company’s results of operations are dependent on net interest income, provision for loan and lease losses, non-interest income, non-interest expense and income tax expense. Net interest income is the difference, or spread, between the average yield on interest-earning assets and the average rate paid on interest-bearing liabilities.  The interest rate spread is affected by regulatory, economic and competitive factors that influence interest rates, loan and lease demand and deposit flows.  Notwithstanding that a significant amount of the Company’s deposits, primarily those attributable to the Payments division, pay relatively low rates of interest or none at all, the Company, like other financial institutions, is subject to interest rate risk to the extent that its interest-earning assets mature or reprice at different times, or on a different basis, than its interest-bearing liabilities. The provision for loan and lease losses is the adjustment to the allowance for loan and lease losses balance for the applicable period.  The allowance for loan and lease losses is management’s estimate of probable loan and lease losses in the lending portfolio based upon loan and lease losses that have been incurred as of the balance sheet date. 
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