City Holding Company is a multi-bank holding company. The Banks provide diversified financial products and services to consumers and local businesses in West Virginia, Ohio, and California. City Holding provides credit, deposit, investment advisory, securities brokerage, insurance, and technology products and services.

Company profile
Ticker
CHCO
Exchange
Website
CEO
Charles R. Hageboeck
Employees
Incorporated
Location
Fiscal year end
Sector
Industry (SIC)
SEC CIK
Corporate docs
Subsidiaries
City Financial Corporation • City Mortgage Corporation • City Capital Management Company ...
IRS number
550619957
CHCO stock data
Investment data
Top 50 of 444 long holdings End of quarter 30 Jun 22 |
Value |
#Shares |
Prev Q |
Change %, QoQ |
---|---|---|---|---|
$22.76M | 284.92K | 294.38K | -3.2 | |
$22.47M | 164.38K | 166.99K | -1.6 | |
$17.72M | 8.13K | 8.26K | -1.5 | |
$15.21M | 59.24K | 59.83K | -1.0 | |
$15.02M | 516.73K | NEW | ||
$13.63M | 71.14K | NEW | ||
$12.55M | 110.96K | NEW | ||
$12.26M | 37.82K | 39.75K | -4.9 | |
$10.91M | 88.8K | NEW | ||
$10.48M | 60.02K | 59.89K | +0.2 | |
$10.04M | 109.48K | NEW | ||
$9.84M | 68.45K | 67.64K | +1.2 | |
$9.84M | 159.86K | NEW | ||
$9.64M | 90.79K | 4.43K | +1949.4 | |
$9.6M | 202.4K | NEW | ||
$8.05M | 26.89K | 27.03K | -0.5 | |
$7.8M | 64.13K | 64.14K | -0.0 | |
$7.35M | 29.77K | 29K | +2.7 | |
$6.89M | 21.85K | 21.6K | +1.2 | |
$6.58M | 43K | 43.24K | -0.6 | |
$6.31M | 124.41K | 123.44K | +0.8 | |
$6.28M | 99.9K | 99.91K | -0.0 | |
$6.26M | 22.82K | 22.06K | +3.4 | |
$5.9M | 28.1K | 29.08K | -3.4 | |
$5.82M | 32.8K | 33.54K | -2.2 | |
$5.75M | 29.18K | 29.67K | -1.7 | |
$5.59M | 59.17K | 58.58K | +1.0 | |
$5.57M | 33.42K | 33.21K | +0.6 | |
$5.44M | 63.54K | 64.01K | -0.7 | |
$5.41M | 37.35K | 36.76K | +1.6 | |
$5.4M | 33.51K | 31.23K | +7.3 | |
$5.19M | 47.77K | 48.02K | -0.5 | |
$5.06M | 18.23K | 18.58K | -1.9 | |
$4.86M | 43.18K | 43.33K | -0.3 | |
$4.79M | 19.52K | 19.47K | +0.2 | |
$4.56M | 25.89K | NEW | ||
$4.45M | 24.37K | 24.49K | -0.5 | |
$4.34M | 107.05K | NEW | ||
$4.32M | 24.17K | 24.27K | -0.4 | |
$4.27M | 27.87K | 26.02K | +7.1 | |
$4.06M | 52.45K | 53.36K | -1.7 | |
$4.03M | 7.84K | 7.07K | +10.8 | |
$3.93M | 67.67K | 74.73K | -9.4 | |
$3.91M | 54.82K | 53.18K | +3.1 | |
$3.81M | 12.46K | 12.57K | -0.8 | |
$3.67M | 18.98K | 18.32K | +3.6 | |
$3.66M | 83.54K | NEW | ||
$3.15M | 35.06K | 36.52K | -4.0 | |
First Trust Securities and Income Etf
|
$3.12M | 181.39K | NEW | |
$3.07M | 12.64K | 13.08K | -3.4 |
Holdings list only includes long positions.
Only includes long positions.
Calendar
4 Aug 22
11 Aug 22
31 Dec 22
Financial summary
Quarter (USD) | Jun 22 | Mar 22 | Dec 21 | Sep 21 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Annual (USD) | Dec 21 | Dec 20 | Dec 19 | Dec 18 | |
---|---|---|---|---|---|
Revenue | |||||
Cost of revenue | |||||
Operating income | |||||
Operating margin | |||||
Net income | |||||
Net profit margin | |||||
Cash on hand | |||||
Change in cash | |||||
Diluted EPS |
Recent insider trades
Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
---|---|---|---|---|---|---|---|---|---|---|
29 Jul 22 | David L Bumgarner | Common Stock | Sell | Dispose S | No | No | 86.52 | 175 | 15.14K | 9,572 |
29 Jul 22 | David L Bumgarner | Common Stock | Sell | Dispose S | No | No | 86.55 | 200 | 17.31K | 9,747 |
18 Jul 22 | Hylton Tracy W Ii | Common Stock | Buy | Acquire P | No | Yes | 80.45 | 151 | 12.15K | 57,218.986 |
18 Jul 22 | Fisher Robert D | Common Stock | Buy | Acquire P | No | Yes | 80.45 | 194 | 15.61K | 40,104.667 |
16 Jun 22 | Charles R Hageboeck | Common Stock | Option exercise | Acquire M | No | No | 43.73 | 3,484 | 152.36K | 57,593 |
16 Jun 22 | Charles R Hageboeck | Stock Option to Buy Common Stock | Option exercise | Dispose M | No | No | 43.73 | 3,484 | 152.36K | 0 |
24 May 22 | Charles R Hageboeck | Common Stock | Sell | Dispose S | No | No | 80.0814 | 5,050 | 404.41K | 54,109 |
Institutional ownership, Q1 2022
66.0% owned by funds/institutions
13F holders | Current |
---|---|
Total holders | 173 |
Opened positions | 17 |
Closed positions | 16 |
Increased positions | 56 |
Reduced positions | 55 |
13F shares | Current |
---|---|
Total value | 772.08M |
Total shares | 9.81M |
Total puts | 3.6K |
Total calls | 5.1K |
Total put/call ratio | 0.7 |
Largest owners | Shares | Value |
---|---|---|
BLK Blackrock | 2.22M | $175.07M |
Vanguard | 1.66M | $130.57M |
STT State Street | 669.11K | $52.66M |
MCQEF Macquarie | 592.77K | $46.65M |
Dimensional Fund Advisors | 515.91K | $40.6M |
JPM JPMorgan Chase & Co. | 387.94K | $30.53M |
Charles Schwab Investment Management | 311.05K | $24.48M |
CHCO City Holding | 294.38K | $23.17M |
NTRS Northern Trust | 289.75K | $22.8M |
Geode Capital Management | 278.84K | $21.94M |
Financial report summary
?Risks
- Economic Conditions in the Company's Market Areas Could Negatively Impact the Company's Business and Financial Condition.
- The Value of Real Estate Collateral May Fluctuate Significantly Resulting in an Under-Collateralized Loan Portfolio.
- The Company Is Subject to Lending Risk, and the Impacts of Interest Rate Changes Could Adversely Impact the Company.
- Default on the Repayment of Loans May Impact Operating Expenses and Earnings.
- Remediation Costs for Real Property Could Impact the Financial Outcomes of the Company.
- Changes to Interest Rates Could Impact the Financial Outcomes of the Company.
- The Company’s Allowance for Credit Losses May Not be Sufficient.
- The Value of the Company’s Common Stock Fluctuates.
- The Trading Volume in the Company’s Common Stock Is Less Than That of Other Larger Financial Services Companies.
- Future Sales of Shares of the Company’s Common Stock Could Negatively Affect its Market Price.
- Shares of the Company’s Common Stock Are Not FDIC Insured.
- Due to Increased Competition, the Company May Not be Able to Attract and Retain Banking Customers.
- New Lines of Business or New Products and Services May Subject the Company to Additional Risks.
- The Company Faces Technological Change and the Emergence of Nonbank Alternatives to the Financial System.
- The Value of the Company's Investments Could Decline.
- The Company May Be Required to Write Down Goodwill and Other Intangible Assets, Causing Its Financial Condition and Results to Be Negatively Affected.
- The Company May Require Additional Capital in the Future, But That Capital May Not Be Available or May Be Dilutive.
- Acquisition and Other Growth Opportunities May Present Challenges.
- The Company Depends on the Accuracy and Completeness of Information About Our Customers and Counterparties.
- The Company May Be Required to Repurchase Mortgage Loans or Indemnify Mortgage Loan Purchasers.
- The Company's Risk Management Practices May Prove to be Inadequate or Not Fully Effective.
- Certain Banking Laws May Have an Anti–Takeover Effect.
- The Company’s Ability to Pay Dividends Is Limited.
- The Company and City National Are Extensively Regulated.
- The Company’s Controls and Procedures May Fail or Be Circumvented.
- Significant Legal Actions Could Result in Substantial Liabilities.
- The Company Faces Reputational Risk.
- The Company Is Subject to Possible Claims and Litigation Relating to Fiduciary Activities.
- Changes in Tax Law and Accounting Standards Could Materially Affect the Company's Operations.
- System Failure, Cybersecurity Breaches, Fraud and Employee Misconduct Could Subject the Company to Increased Operating Costs, as Well as Litigation and Other Potential Losses.
- The Company Relies Heavily on Its Management Team, and the Unexpected Loss of Key Management May Adversely Affect Its Operations.
- Severe Weather, Natural Disasters, Acts of War or Terrorism, and Other External Events Could Significantly Impact the Company's Business.
Management Discussion
- *ROA (Return on Average Assets) is a measure of the effectiveness of asset utilization. ROE (Return on Average Equity) is a measure of the return on shareholders' investment. ROATCE (Return on Average Tangible Common Equity) is a measure of the return on shareholders' equity, less intangible assets.
- The Company's net interest income for the six months ended June 30, 2022 increased $3.8 million compared to the six months ended June 30, 2021 (see Net Interest Income). The Company recorded a recovery of credit losses of $0.8 million for the six months ended June 30, 2022 compared to a recovery of credit losses of $2.4 million for the six months ended June 30, 2021 (see Allowance for Credit Losses). As further discussed under the caption Non-Interest Income and Non-Interest Expense, non-interest income increased $1.2 million and non-interest expense increased $0.8 million for the six months ended June 30, 2022 from the six months ended June 30, 2021.
- Three months ended June 30, 2022 vs. 2021
Content analysis
?Positive | ||
Negative | ||
Uncertain | ||
Constraining | ||
Legalese | ||
Litigous | ||
Readability |
H.S. sophomore Bad
|
New words:
unchanged
Removed:
bankcard, decreasing, Implied, Point, unprecedented
Financial reports
Current reports
8-K
Other Events
2 Aug 22
8-K
City Holding Company Announces Second Quarter Results
21 Jul 22
8-K
Other Events
2 Jun 22
8-K
City Holding Company Announces Approval of Stock Repurchase Plan
25 May 22
8-K
Other Events
28 Apr 22
8-K
City Holding Company Announces Quarterly Results
21 Apr 22
8-K
Submission of Matters to a Vote of Security Holders
13 Apr 22
8-K
Other Events
30 Mar 22
8-K
City Holding Company Announces Annual Earnings
25 Jan 22
8-K
Other Events
19 Nov 21
Registration and prospectus
425
Business combination disclosure
10 Oct 18
S-4/A
Registration of securities issued in business combination transactions (amended)
6 Sep 18
S-4
Registration of securities issued in business combination transactions
16 Aug 18
425
Business combination disclosure
1 Aug 18
425
Business combination disclosure
11 Jul 18
424B5
Prospectus supplement for primary offering
18 Dec 16
S-3/A
Shelf registration (amended)
16 Dec 15
S-3
Shelf registration
6 Dec 15
Other
CORRESP
Correspondence with SEC
9 Sep 18
EFFECT
Notice of effectiveness
9 Sep 18
CORRESP
Correspondence with SEC
6 Sep 18
CORRESP
Correspondence with SEC
5 Sep 18
EFFECT
Notice of effectiveness
19 Oct 16
CORRESP
Correspondence with SEC
17 Oct 16
UPLOAD
Letter from SEC
6 Oct 16
EFFECT
Notice of effectiveness
20 Dec 15
CORRESP
Correspondence with SEC
16 Dec 15
UPLOAD
Letter from SEC
9 Dec 15
Ownership
4
CITY HOLDING / DAVID L BUMGARNER ownership change
1 Aug 22
4
CITY HOLDING / TRACY W HYLTON II ownership change
19 Jul 22
4
CITY HOLDING / ROBERT D FISHER ownership change
19 Jul 22
13F-HR
Quarterly holdings report by institutional manager
8 Jul 22
4
CITY HOLDING / CHARLES R HAGEBOECK ownership change
21 Jun 22
11-K
Annual report of employee stock purchases
26 May 22
4
CITY HOLDING / CHARLES R HAGEBOECK ownership change
25 May 22
4
CITY HOLDING / Michael T Quinlan Jr ownership change
11 May 22
4
CITY HOLDING / DAVID L BUMGARNER ownership change
5 May 22
4
CITY HOLDING / Javier A Reyes ownership change
27 Apr 22
Reddit threads
Daily Discussion Thread - July 14th, 2022
14 Jul 22
Daily Discussion Thread - July 13th, 2022
13 Jul 22
Daily Discussion Thread - July 12th, 2022
12 Jul 22
Daily Discussion Thread - July 11th, 2022
11 Jul 22
Daily Discussion Thread - April 20th, 2022
20 Apr 22
Daily Discussion Thread - April 19th, 2022
19 Apr 22
Daily Discussion Thread - April 18th, 2022
18 Apr 22
Daily Discussion Thread - April 13th, 2022
13 Apr 22
Daily Discussion Thread - April 12th, 2022
12 Apr 22
Daily Discussion Thread - April 11th, 2022
11 Apr 22